I legit have $25.24 r/n

 

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Hello land of Moerangi’s minimal blog readers.

So I thought I would give you all an up to date of the first ever blog I originally posted. The best thing I have ever did in my life financially was save with one of the most trust worthy men I know, my uncle. The worst thing I have ever done for my “wants” was save money with my uncle lol.

I legit have $25.24 to my name at the moment #ballin but I couldn’t be any happier!

These past few days I have just been full on planning my future with random brain spurts (lets hope), dreams and ideas.

Back to money saving lol. It really isn’t all it is cut out to be. I mean you don’t just put $300 away a week and after 6 months you are a millionaire. Heck no. It is a whirl wind of trials and errors. You really do need to budget in the mishaps and the miscellaneous cos trust me they happen.

Here is an update of my payment schedule.

  • $100 p/w Rent
  • $50 p/w Power
  • $150 p/w Food
  • $80 p/w Gas
  • $25 p/w SKY
  • $10 p/w School Fees
  • $10 p/w Kaupapa
  • $75 p/mth Wi-Fi (duhh gotta get dat wiiiifiii whanux)
  • $93 p/fortnight (on something dumb that I shouldn’t have done LOL)

And usually I put in $300 p/w to my savings account (with my uncle) but for the past month I have been skipping those payments because I didn’t plan for the mishaps. My car needed a warrant and then it spiraled downwards from┬áthere haha.

In all honesty it was embarrassing. Especially when I thought I saw myself as a financially stable for a person my age.

But don’t ever be too proud to admit it rangatahi ma! Straight up (or is it just me who doesn’t lol). But really in all seriousness don’t. It can seriously kill your ego (for some that is a good thing). Don’t be afraid to ask for help. Are you getting me yet or should I keep on nagging?

So what I done is jumped onto sorted.org.nz and re-evaluated my calculator on there. For some you may want to tell an aunty or ask a budgeter. Just do something that helps and works for you.

Anyways I am getting sick of myself. Imagining if I was reading this I would be telling the author to shut up. So, bye lol.

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