I was so inspired on what blogging was so I decided to do it myself. It’s probably going to be boring, long and pointless but it sounds time consuming and I love it. This year is a year of journey for me but I’ll share part of it with you! I have a goal of $10,000 which is more achievable than I thought. At the beginning of the year I figured out how I was going to achieve that…well that was a big fat fail and it went all out the window lol. So now I put my savings into my Uncles account ($300 p/week).
But just to give you guys a realistic look into my funds I’ll share a little more. Oh and I’m saving for Uni next year lol.
I pay rent which sucks but everyone needs a roof over their head it’s $100 a week.
Power too cos I love Criminal Minds and you need TV for that so that’s $50 a week.
SKY because well MY SKY is great and I love GARAGE and the BOX and Haka’s of course and that’s $25 a week.
My brothers school fees because he likes to buy school uniform like they fall out of the sky and that’s $15 a week.
Koha to a kaupapa I love which is $10 a week.
And I pay off this thingy which we shall not dicsuss what this thingy is but it is $93 a fort night. I’m thinking of upping these payments to pay it off faster.
Food because well duh ‘FOOD’ I spend like $150-$200 a week. I live with 3 men so bare with my long receipt lol.
Oh and gas because like how do you go anywhere lol and that’s like $100 or so a week.
+ the $300 a week I put into savings.
Expenses: $450-$500 p/week + $93 p/fortnight. Savings: $300 p/week.
If I had any tips it would be to budget. Honestly it’s so easy! I know not much 19 year olds have the income I have or the responsibilities I have but whether you earn $20 a week or $200 a week. Budgeting makes it so much easier.
Another tip would be to make do with what you have. Trust me. I’m the online shopper from way back (ask the lady at the shop with all my boxes lol). Do you really NEED that seventh pair of shoes? Probably not so instead of paying $50 on your shoes put it in ya savings or in your uncles account like me.
Make your lunch. Seriously if you work, go to school or uni. Make your lunch. I use to buy coffee and pancakes (faaaa) haha everyday and my uncle made me figure out how much that was in a year. It’s like $2000. Seriously. Amazing huh!!
Last tip would be to set small goals e.g March = $200 and December = $10,000. No matter the goal always aim higher. The more you save the more you want to save.
Love and light all my money savers. That sounded too gay. Lol pomarie.